Money Management

Should I Claim 1 or 0 Allowances on my W4 (W-4) for Taxes?

You’ve probably started a new job recently. Congrats! You’ve probably been given tons of paperwork to read and fill out – like a W4, right? Maybe you know that the W4 form has something to do with your taxes, and maybe you even know that depending on how you fill it out, it can change …

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How to Build Your Credit from Scratch

Building credit can be a slow process. When you are faced with the task of building it from scratch, it can seem to take a long time. Have patience, and use these tips to help you get a good start. In no time you will find that you have a diverse amount of options to …

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7 Mistakes Beginner Couponers Make

Many shoppers save hundreds to thousands of dollars by using coupons. From buy one get one free and even cash back deals, coupons are definitely a lifesaver, especially if you’re on a tight budget. Mastering the art of using coupons means you need to understand how coupons work, where you can use them, and the …

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Simple Steps for Repairing a Poor Credit Score

A good credit score is something that you often take for granted until it is gone. Having a poor credit score will cripple you in many ways, from not being able to get credit when necessary, to being stopped from making important purchases. If you work hard and take many steps, you can often improve …

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7 Apps You Need To Help You Save Money Everyday

Whether you have a 9-5 job, a side hustle, or you’re a stay at home parent, saving money is almost always a top priority. Being able to save money here and there means we can stash it away for emergencies or even add it to savings goals. One way you can save money is by …

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How To Set Up A Budget

If you want to get your finances in order and get out of debt, one simple rule is: set a budget. A budget allows you to know where exactly your money will go. Establishing your spending limits will help you spend your money responsibly. But let’s face it: sometimes, it is hard to stick to …

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